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中考九年级化学试题

2024-07-07

[心得]八年级语文下册月考考试试题8500字

我们已经准备好了您所要的“[心得]八年级语文下册月考考试试题8500字”，你是否已经有范文的写作思路了？要处理好文档必须确保信息的真实性和准确性，自主撰写文章时可以试着用用范文。

1. Many people d ________(捐赠)lots of money to the children in poor areas.

2. You can support our work by making a _________ (捐赠) .

3. Our charity show was a s_________ and we had a lot of support from local government

4. It was exciting to be the _________(主持) of the show.

5.The c________ rose, the host came on the stage with a microphone in her hand.

6. There are many ______________ (advertise) in today’s newspapers .

1. Most (busy) letters are written in English.

2. Project hope is an (organize) that helps children go to school.

3. He is not a teacher any __________(many).

4. I _________(try) to help you organize your show if I have time.

5. I don’t know what made him laugh so___________(excite)?

6. At the end of the show, we clapped and shouted with _________ (excite).

7. English is ________ (wide) used in many kinds of fields .

( )1.This book Lucy’s. Look ! Her name is on the book.

A.must be B.may be C.can’t be D.mustn’t be

( )2.It was that she went out for a swim.

B.such a fine weather C.so fine weather

( )3.There was an important meeting last night. Mr. Smith to it.

A.was invited B.invited C.is invited D.invites

( )4.The dinner didn’t start all the friends arrived.

A.when B.while C.until D.whether

( )5. I think necessary to protect wild lives

( )6.They wanted to raise money help poor people .

( ) 7. He seems ________ today because he has passed the exam.

A .to happy B. be unhappy C. happy D. happily

( ) 8. My teacher is _______ documents(文件) to each member.

A. giving up B. giving in C. giving out D. giving off

( ) 9 The meeting will __________ at 8 o’clock.

A. hold B. holding C. held D. be held

( ) 10. The money you donated _________help people in need.

A. is used to B. used to C. use to D. be use to

( ) 11. -How often _____ your school sports meeting ?

-Once a year .

A. does , hold B. was , held C. is , held D. is , taken place

( ) 12. English is widely used _____ travellers all over the world .

( ) 13. Our classroom must _______ clean every day .

A. keep B. be kept C. to be kept D. to keep

( ) 14. A beautiful picture ______ the students in class 7.

A. were shown B. was shown C. were shown to D. was shown to

( ) 15. He’s never been late for class , _______ he ?

Mrs. Wang has worked in a charity 1 and she is very busy . Today when she is at breakfast at 7:30, there comes a call .Twenty minutes 2 , she is with Jane because Jane can’t stop her child from 3 . There Mrs. Wang helps with Jane’s three-month-old baby and it soon calms down .It is her first child and she should learn how to look after it . After that Mrs. Wang goes on to see Mrs. Black. A rich old woman who lives 4 .Her right arm is broken and can not wash or put on her clothes herself. She must 5 by Mrs. Wang every day.

Then Mrs. Wang gets her third call. She goes to the place for the 6 . There she is with the elderly till 3:00 pm .One by one , she answers their questions and helps them take their 7 when the doctor looks over other people.

Mrs. Wang keeps hurrying around all day and 8 she can be rung up even late at night when the sick must be helped. She is 9 tired to work when she goes home , but she still 10 helping others.

( )1.A. when B. for C. since D. until

( )2.A.after B. late C. later D. ago

( )3.A.laugh B. cry C. jumping D. crying

( )4.A. happily B. lonely C. alone D. happy

( )5.A.be looked after B. take home

( )6.A. blind B. elderly C. deaf D homeless

( )7. A. homework B. housework C. medicines (药) D. meals

( )8.A.always B. sometime C. usually D. sometimes

( )9.A. so B. very C. too D. much

( )10.A. enjoy B. dislikes C. keeps D. wants

A good way to pass an examination(考试) is to work hard every day in the year. You may fail in the examination if you are lazy for most of the year and then work hard only a few days before the examination.

If you are taking an English examination, don’t learn only rules of grammar. Try to read stories in English and speak in English whenever you can. A few days before examination you should start going to bed early. Do not stay up late at night studying and learning things. Before you start the examination , read carefully over the examination paper. Try to understand the exact meaning of each question before you pick up your pen to write. When you have at last finished your examination, read your answers, correct any mistake that you see and make sure that you have not missed anything out .

( ) 1. How do you pass an examination?

A. Work hard every day in a year. B. Work hard many days in a year.

C. Work hard most of time in a year. D. Work hard only before the examination.

( ) 2. If you are going to take an examination, ______ .

A. study hard and sleep less B. get up early and do a lot of reading

C. go to bed early and have a good rest D. go to bed late and get up late

( ) 3. What should you do when you are taking the examination?

A. Pick up your pen and write at once. B .Go over paper before you hand it in

C. After you finish the examination, hand in at once.

D. Try to understand every word while you are reading.

( )4.What should you do if you want to learn English well ?

A. Speak more, listen less, never write. B. Speak less, write more, never listen.

C. Read more, listen more, speak less. D. read and speak as much as possible.

( )5. What does “missed...out” mean according to the passage?

When you are feeling unhappy or forget how great you are, these are six ways to make you feel good about yourself.

1) Look in the mirror and say to yourself, “I am a special person and there’s no one in the world like me. I can do anything!” It may not sound so good, but it really works!

2) Do something nice for someone. Helping others always makes you feel good.

3) Smile! Be friendly to people you meet. Look for the good things in your friends and family.

4) Learn something new! Have you always wanted to decorate your own room or learn how to swim? New challenges are fun and give you a sense of accomplishment

when you have finished.

5) Read and start a diary. Turn off the TV and let your imagination fly! Write down your thoughts, dreams or anything you want! Writing always helps to express your feelings.

6) Stay with your family. We all need our family time. Talk with your Mum or Dad or maybe even your cousin.

( )6. This passage may be taken from .

A. a science book B. a story book C. a magazine D. school rules

( )7. According to the passage, when you are helping others, you will .

A. be special B. be sure C. feel nice D. be remembered

( )8. What do the underlined words in 4) “a sense of accomplishment” mean?

( )9. Which of the following should you say “NO” when you are unhappy?

A. You should always look for the good things of others.

B. Stay alone at home as much as possible.

C. Learn something new and go for it! D. Keep a diary to express your feelings.

( )10. The best title for the passage is .

A. Do Your Best B. Six Ways to Feel Good about Yourself

C. It’s Never too Late to Learn D. Always Smile to Yourself

China’s Project Hope has s 1 nearly 3 million poor students since it was set up 19 years ago. Until today, the project has raised more than 2.5 billion yuan of d 2 from many people. The money has b 3 used in building about ten t 4 Project Hope primary schools. Over 3 million children can go to these schools. Project Hope knows that these children won’t have a bright f 5 if they get no education. 80% of the primary schools and students helped by the project are in China’s middle and w 6 areas which are less developed.

Project Hope has helped build learning centres, libraries and training centres. It also helps t 7 school teachers from rural(乡村的) areas.

Project Hope has been the largest and most influential(有影响力的) welfare(福利) project of China. Though it has done lots of charities for them ,but there are still many millions of students who are too p 8 to have education .More action should be t 9 to help them . Project Hope needs more people’s help and we can support its work by s 10 donations .

1__________ 2___________ 3__________ 4___________ 5__________

6__________ 7__________ 8__________ 9__________ 10__________

八年级四班的学生下周三在学校举行一个慈善义演，请你帮助班长写一个发言稿来介绍

此次活动的安排情况,不少于80个单词。

要点如下：

1、名称为“Helping the Children in poor areas.”,目的改善孩子们的生活，并得到免费的教育。

3、想要为希望工程募集钱，希望募集钱帮助孩子们返校园，票价每人10元。

4、许多同学已志愿为义演做些工作，向帮助我们组织这次演出的学生和老师表示感谢!

5、希望大家来参加。

[荐]高中语文试题解析范文

现代有许多关于制作文档的工作，所以我们可以先根据关键词寻找类似的范文。范文是学习其他语言和文化的有效途径之一，高质量的范文通常都是怎样的呢？想要一篇好文章建议您去读“[荐]高中语文试题解析范文”，我们致力于为您提供更多的企业管理和创新经验！

填写下列句子中的空缺。

(1)在《荀子·励学》中，在论证使用异物的重要性时，他说自己整天都在想，但是“_________”，踮起脚尖看远方，也“_________” .

(2)李白《送孟浩然上广陵陵》中有一首诗“孤帆远于蓝天，可见长江天流”，表达了依依不舍的告别之情。 .岑参的《白雪阁派武官进京》中也有类似的诗句：“________，_______”。

（3）在李宇的《罂粟花：春花秋月何时》中，除了春花秋月，“_________”也是一个唤起作者家乡思念的场景；而“_____”则是作者无尽的惆怅的形象描写。

贷后检查试题推荐

贷后检查

一、概念

贷后检查是指贷款发放后，贷款人对借款人执行借款合同情况及借款人的经营情况进行追踪调查和检查。如果发现借款人未按规定用途使用贷款等造成贷款风险加大的情形，可提前收回贷款或采取相关保全措施。

二、作用

1、有利于及时发现早期预警信号，并采取相应补救措施，防范化解信贷风险。一方面银行通过贷后检查，能够尽早发现借款人存在的危及信贷资产安全的问胚，并采取积极有效措施予以解决；另一方面，在多家银行对同·一借款人都有贷款的情况下，哪家银行贷后检查工作做得好，问题发现得早。就可在避免风险在工作中抢占先机，最大限度的避免风险或降低损失。

2、有利于对客户进行正确的价值定位，确定银行对其将来的信贷支持银行通过全面的贷后检查管理工作。能够综合判断信贷客户的未来发展趋势，分析客户对银行业务的发展价值，从而有利于银行

3、有利于促进借款人改善经营管理，提高经济效益，确保银行信贷资金的安全。银行贷款一经发放，资金的使用权即转移到借款人手里，并投入到项目建设或生产经营中，由于影响项目建设或生产经营正常进行的可变因素较多，银行通过贷后检查，可以发现项目建设或生产经营中存在的问题，并及时反馈借款人、督促、帮助借款人改善经营管理，提高效益，从而保障信贷资金的安全回收。

4、有利于银行发现自身在经营、审批、管理中存在的问题与薄弱环节，促进银行采取措施，提高经营管理水平比如在贷前调查所没有发现的问题，审计决策时忽略的风险点等，从而有利于银行在今后的信贷经营管理工作中加以纠正和改进，不断提高经营管理水平。存在的问题

(一)认识不到位

1、没有正确理解贷后管理与银行经营效益的辩证关系。认为银行效益的实现主要依靠存款和贷款利息，没有认识到信贷资产的质量是保证实现贷款利息收入和实现经营效益的前提条件。因而往往将工作重点放在抓存款和收息上，对贷后检查工作重视不够。抓存款、收息，固然能够带来直接效益，抓贷后检查工作确保信贷资金的安全，同样也是确保贷款利息收入和创造效益的重要途径。只要贷后管理稍有不慎，就可能造成几百万甚至上千万元的信贷资金损失，而这却不是短期的抓存款、收息工作创造的效益所能弥补的。

2、认为贷款发放后形成的风险和损失主要是由于政策、市场环境的变化，银行对此无能为力。因而在贷后检查工作中消极应付，不重视分析由于政策、市场环境的变化而导致的借款人、保证人、抵押物的偿债能力发生的变化，以及这种变化可能对信贷资产造成的影响。这种观点没有认识到贷后管理对于防范风险工作的重要性，银行可以通过全面的贷后检查管理及时采取各种措施，提前收回贷款，化解风险，减少损失。

3、认为在贷款“三查”制度中，贷后检查属于从属和次要地位，风险防范和化解工作主要是贷前调查和贷时审查环节的事，因而只注重贷前调查和贷时审查环节的风险控制和防范工作，而忽视了贷后检查环节的风险防范和化解作用，造成基层行信贷从业人员常常把贷后检查当成信贷工作的“副业”，没有及时去调查和掌握构成贷款风险的因素和预警信息，贷后检查报告流于形式。管理层不能及时得到风险控制信息而采取有效监督措施，只有在贷款发生逾期或欠息时才有所反应，而此时往往风险已经发生。这种观点没有认识到贷后检查与贷前调查、贷时审查同样是信贷资金从发放到回收过程中，银行风险防范工作一个可或缺的重要组成部分。

贷前调查、贷时审查管理的是可能发放的贷款，其风险虽然存在，却要以贷款的发放为先决条件，信贷资金的所有权还在银行手中，风险没有最终形成，并且可以通过否决贷款的手段来防范风险；而贷后检查管理的是已经发放的贷款，信贷资金的所有权已经转移到借款人手中并投入项目建设或生产经营中去，如果贷款风险已经形成，就能通过否决贷款的手段来防范风险，只有通过不间断的贷后检查管理去防范和化解。同时贷后检查是要对借款人、保证人、抵押物在贷款发放后的发展变化情况进行跟踪监测，注重的是判断当初审批决策时同意贷款发放的有关条件有没有发生根本性变化以及早期预警信号，是否危及到信贷资金安全，如果是，则银行应立即采取各种措施，提前收回贷款，避免贷款形成不良。

4、认为在现有信贷管理体制下，贷款发放的对象都是优质客户，还款不成问题，贷后检查工作不重要，因而在贷后检查作中掉以轻心，走过场，甚至不深入贷款户实地检查，贷后检查形同虚设。

5、认为对不良贷款的责任追究主要是在贷前调查和贷时审查阶段，贷后管理阶段不承担责任，因而对贷后管理工作缺乏足够的责任心和积极性，存在一些不负责任的思想和行为。这种观点实际上是重贷轻管错误思想的延续，对贷后检查工作的重要性及其在信贷风险管理工作中的地位和应负的责任认识不足，思想上重视不够。事实上，贷款“三查”各阶段都有其应负的责任，贷前调查应对所形成的客户评价报告、信用等级评定报告等提交决策审批材料监管的真实性和准确性负责；贷时审查应对决策审批时是否执行了有关规章制度、依法审批负责；贷后检查应对检查后所掌握和提供的客户信息的真实性以及是否对客户进行了制度规定的有效管理负责。

(二)贷后检查工作的有关规章制度尤其是监督、考核、奖惩制度还需要进一步完善 l、随着银行信贷管理体制改革的不断深人，各种加强信贷经营管理工作，规范操作程序的新规章、新制度、新办法不断出台，为信贷经营管理工作更好地开展打下了良好的基础。但对于贷后检查工作环节的新规章、新制度、新办法还不是很多，也远未完善，具体表现在如下方面：

(1)缺乏明确的部门和人员行使贷后检查工作的定期检查监督职能，大多数检查都由经办行及经办部门自行完成，这种自查自纠的监督方式容易流于形式，起不到应有的作用而管理行又由于人员、时问等因素难以对下级行进行全面检查，不能起到真正的检查监督作用。(2)缺乏明确的工作程序对贷后检查工作的质量和成果进行评价。经办行贷后检查工作完成后，由于缺乏明确的贷后检查报告的集体研究、讨论和评价制度，造成大部分的贷后检查报告等材料完成后就直接归档管理，造成贷后检查工作质量的严重失控

(3)缺乏明确的规章制度对信贷人员贷后榆查工作进行合理奖惩。目前对贷后检查工作中出现的问题，大多数以通报方式予以批评警示，或责令相关行限期整改，没有起到惩前毖后的作用；而对于做得较好的正面典形，也很少于以奖励。这使部分信贷从业人员形成贷后检查工作做与不做一个样，做好做坏一个样的错误观念，并导致部分基层银行的贷后检查工作处于一种应付状态，只做表面文章，没有真正起到贷后检查工作应起的风险防范和化解作用。

2、相对于贷时审查和贷款审批环节而言，目前贷后检查工作没有落实专门机构和人员，基本上是由信贷经营部门负责。由于信贷经营部门同时还肩负信贷营销、企业存款、收贷收息、压逾盘活及其它一些基础工作，任务比较繁重，在协调处理各种工作及业务关系时难免有时会忽略贷后检查工作，没有投入相应的人力物力，因而降低了贷后检查工作的质最

3、对信贷从业人员如何进行贷后检查工作培训小够。“质从人起”和“以人为本”是一项基础管理理念，尤其是在贷后检查管理工作中，人的素质尤为重要。它要求贷后检查人员知识面广泛，不仅要了解国家宏观经济政策和产业政策，而且要具备一定的企业经营管理常识和财务知识，其次，面对调查掌握的大量信息资料，贷后检查人员要有较强的综合判断分析能力和及时发现风险的能力，并提出相应的对策和意见。要增强这方面的能力，单纯依靠信贷从业人员在工作中自我提高是不够的，还需要加强这方面的培训。

提高质量建议

1、完善贷后检查工作的内容。正确的贷后检查管理应包含定期检查和不定期检查，具体内容如下：

(1)对贷款资金用途的监控。监督借款人按合同规定用途使用资金，不得挪用。对于固定资产贷款还应监督项目其它来源资金与银行贷款同比例运用。

(2)对宏观经营环境的分析，掌握其对借款人生产经营产生的影响。

(3)对借款人生产经营情况的检查。重点是对借款人、产品供臆、借款人生产、销售情况的检查。

(4)对借款人财务状况的检查。重点在于对财务报表的分析和财务比率的分析，掌握借款人偿债能力，盈利能力、营运能力的发展变化趋势。

(5)对借款人管理水平的检查。重点是调查了解借款人主要经营管理人员、管理制度的情况，以及可能对偿债产生的影响。

(6)借款人重大事项的检查重点调查分析借款人的重大投资决策、重大体制改革、重大债权债务纠纷、重大事故和赔偿等情况。

(7)对保证人的检查。参照对借款人的检查进行，重点分析保证人保证能力的变化趋势。(8)对抵押(质)物的检查。主要检查抵押(质)物是否完好无损，价值是否发生变化，是否被抵押人(出质人)擅自处理、抵押登记是否继续有效等。

2、完善贷后检查工作和管理的程序。如每月进行一次贷后检查，根据检查结果形成贷后检查报告，定期召开全体信贷人员例会，根据检查结果形成贷后检查报告，定期召开全体信贷人员例会，由信贷专管员对贷款客户、担保情况的当前发生事项、还款能力、资金走向、担保能力、担保时效等可能影响银行贷款安全的事项进行分析、汇报，全体信贷人员共同研究判断是否出现了风险预警信号并应采取何种对策等。信贷主管负责审阅、核实贷后检查报告并提出相应意见，以及组织对贷后检查报告的分析、讲解、评比，主管行长每季度对贷后检查工作完成情况进行检查等。

3、建立贷款风险预警信号及快速反应制度预监管警信号是指出现了可能导致客户不能偿还到期贷款本息或履约的不良情况或征兆。信贷人员在贷后检查过程中，应注意识别贷款户是否已经或即将出现对信贷资产安全产生较大影响的预警信号，并及时向上级领导和上级行报告，尽早采取相应措施防范和化解风险。

4、加强会计前台与信贷部门的协作、沟通，及时监控企业资金走向。前台会计同样也是贷后管理对企业监控管理不可缺少的一个重要环节。信贷部门应与前台会计部门紧密协作，建立完整的贷款客户的存款资金台帐(包括企业的存款余额和结算量)和利息台帐，严格监控贷款户资金流向。

5、设立信贷后督工作专门岗位和人员，检查，指导、督促贷后检查工作，确保工作质量。银行应调配优秀人才充实到信贷后督工作岗位，专门负责对贷后检查工作的检查、指导督促，信贷后督人员的数量与质量要以保证完成督查任务需要为原则，同时督查工作应实行定期和全面检查制度，不放过每一笔贷款和每一户贷款人为确保信贷后督岗位工作质量，后督工作人员应经过专门的培训、并且考试合格的人员才可以上岗同时还应定期对信贷后督人员进行培训、考核，促使信贷后督人员的业务认识和技能不断更新，以适应政策、市场、客户情况变化的需要。

6、完善贷后检查工作的考核奖惩办法。一套科学完善的管理体制必然包括严明合理的奖惩办法，银行应按照贷后管理的要求制定出贷后管理考核办法和实施细则，并把贷后管理工作质量纳人对信贷员和信贷部门的综合考核评比内容之中，使责权利有机结合。同时对在贷后检查管理工作中有突出表现的部门和人员应予以一定的精神和物质奖励，对工作不负责任或造成风险和损失部门的人员也应予以一定的处罚，并在职务晋升中予以体现，从而增强信贷人员对贷后检查工作的责任心和积极性。

7、提高贷后管理从业人员综合素质。通过举办各种贷后检查业务培训I班，对贷后检查人员进行分批、全面培训，着重提高信贷员对借款人及其影响信贷资产安全的有关因素进行不间断监控和分析能力、及时发现早期预警信号、并积极采取相应补救措施的能力并在结束后进行考核，考核不合格者不得从事贷后检查工作。通过这种培训和考试不断提高贷后检查：工作人员的素质，提高贷后检查工作质量。

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